Welcome to Alabama Credit Union's Value Partner Page. Savings account dividends are declared after the end of each quarterly period. Alabama Credit Union savings (share) accounts pay dividends, calculated on daily balances credited and compounded quarterly, at a rate determined by the Board of Directors. Minimum loan balance of $2,500 must exist for the first 12 months after loan is made and payments made as agreed or cash back incentive paid by Alabama Credit Union may be charged back to account. However, if you haven't resumed deposits by May 1, you will need to visit us to open a new Christmas Club account.). Alabama Credit Union is a not-for-profit financial cooperative owned by our members. Electronic or automatic withdrawals and transfers are limited to six per month. All rights reserved, Access to ACU's Certified Financial Counselors, 34 locations across the state and into Florida, Option 1: *Get $50 when you join and sign up for direct deposit, Option 2: **Get $100 cash back on your new auto loan, Checking Accounts: Lifestyle Account, Value Account, Credit Cards with Rewards and Cash Back options. All rights reserved. (And there's no need to visit our office each year to set up your new Christmas Club account as long as you keep your regular deposits arriving in your account. With no minimum balance, no monthly service fee, and the same dividend rate paid on our regular savings accounts, you'll be able to get started easily and watch your savings grow (payroll deduction or direct deposits into your account is the best way to reach your savings goals!). Award will be paid to one account only when a jointly owned account is opened. A New Member is defined as a person/account holder who is eligible for membership, does not have an existing account at Alabama Credit Union, has never caused a loss to Alabama Credit Union, and opens the required accounts. Save smarter with more portions and friendlier rates. Due to the not-for-profit nature of the credit union structure and philosophy, savings accounts generally earn higher rates of return than similar accounts at other financial institutions.
Incentive to be deposited to borrowers Alabama Credit Union share account. The Award will be credited after the direct deposit is posted to the account. Minimum deposit requirements exist for deposit account products; refer to the Alabama Credit Union Truth In Savings disclosure, Alabama Credit Union Schedule of Fees and Charges, and Alabama Credit Union Membership & Account Agreement given to you at account opening for details, or visit AlabamaCU.com. Only one incentive will be paid per loan. All rights reserved. Our Mission | Routing Number: 262277419 | Contact Us | Call Us: 888.817.2002| Web Accessibility | Disclosures, 2021 Alabama Credit Union. If you have been directed to this page, that means that your employer is an official value partner of Alabama Credit Union, which means you now have convenient access to all our high-value financial products and services. Open a savings account with as little as $25 to start earning quarterly dividends at Alabama Credit Union. Additional coverage up to $250,000 is provided by Excess Share Insurance Corporation. Savings accounts may also earn life insurance benefits on balances up to $5,000 at no direct cost to you. **Cash Back Incentive: Qualified borrowers may receive a financial incentive when a new or transferred auto loan is opened at Alabama Credit Union, as follows: $100 cash incentive for new or transferred auto loan of over $10,000. Fees and Opening Deposit: A $1 membership fee is required to open a Share Savings account. Vacation Club account holders can receive their funds anytime they choose.
In November, Christmas Club account holders will receive adeposit into their savings or checking accountfor the balance held in their Christmas Club accounts so they can get their shopping underway while selections are best. Our Mission | Routing Number: 262277419 | Contact Us | Call Us: 888.817.2002| Web Accessibility | Disclosures, 2021 Alabama Credit Union. Federally Insured by NCUA. Ask us to set one or both accounts up for you at one of our branchesor open your account online. *New Member Offer: Alabama Credit Union will deposit $50 (Award) to the share savings account of a qualified New Member after the New Member opens a Share Savings account, Checking Account, and Mastercard ATM/Debit Card account, and initiates direct deposit to the account within 3 months of receiving this offer. This credit union is federally insured to $250,000 by National Credit Union Administration. Offer subject to change without notice. And we work hard for you, paying you back in the form of higher rates on savings, lower rates on loans, and lower fees than what youd find at your typical bank. If qualifying accounts are closed within 180 days from account opening, the Award will be charged to the account and rebated to Alabama Credit Union. Not eligible to participate in this offer: Alabama Credit Union employees and persons in their households; persons under 19 years of age; Billy Bear Cubs Club account-holders, Billionaire Academy account-holders, and Fix-It Checking account-holders. 6/11/2021, Our Mission | Routing Number: 262277419 | Contact Us | Call Us: 888.817.2002| Web Accessibility | Disclosures, 2021 Alabama Credit Union. Eligibility: Membership eligibility required. That means when you join, you own a piece of your credit union.